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Last updated

2026-01-28

Summary

This release updates the documentation to clarify webhook emission rules for Internal Transactions and to align the MONEY_IN webhook reference with actual behavior. In short: INT_CREDIT notifications are only emitted for inbound credits to a different owner, while self-transfers do not generate a MONEY_IN webhook event.

Changed

Internal Transactions → webhook emission rules — Changed [Docs] [Operational]

Impact: For POST /v1/transactions/internal_transaction:

  • The API response returns the debit leg (source side).
  • The credit leg may trigger a MONEY_IN webhook only when the destination instrument belongs to a different owner_id than the initiator (even if the client_id is the same).
  • Self-transfers under the same client_id + owner_id do not generate a MONEY_IN webhook event.
  • Documented that dashboard “resend webhook” should be used only when a webhook event exists (self-transfers have nothing to replay).

Action required: If your automation expects MONEY_IN for every internal transfer, update logic to:

  • Not expect INT_CREDIT for self-transfers.
  • Use the API response and/or transaction reads for self-transfer confirmation and reconciliation.

References:

MONEY_IN webhook reference → internal credits note — Changed [Docs]

Impact: Updated the MONEY_IN webhook documentation to:

  • Explicitly state that INT_CREDIT is only emitted for inbound credits to a different owner (not self-transfers).
  • Clarify the meaning of owner_id for internal credits (receiving owner).
  • Reinforce how to distinguish external vs internal credits using sub_category and payer_institution.

Action required: None. Documentation-only.
References:

 
 
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